• A Pension Plan Of One

    A Pension Plan Of One

    How long will you live? Average life expectancy these days for a typical American is about 80 years. And that life expectancy is somewhat distributed like this… It is skewed left because some unlucky few…

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  • Annuities – Directionally Right But Mostly Wrong

    Annuities – Directionally Right But Mostly Wrong

    Annuities are insurance products. And insurance is an expense. It is never an investment. What do you get for that expense? Risk reduction (definition of insurance) but above all, peace of mind. You buy life…

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